Get Paid Faster, Every Time
Transform rent collection from a monthly hassle into an automated process. Tenants can pay from anywhere, anytime, while you enjoy consistent cash flow and reduced administrative work.
85%
Faster payment processing
60%
Reduction in late payments
Multiple Payment Options
Give your tenants the flexibility to pay how they want, when they want. More payment options mean faster collections.
Credit & Debit Cards
Accept all major credit and debit cards with instant processing and immediate confirmation.
Bank Transfers
Direct bank transfers with lower processing fees and automated reconciliation with your accounts.
Mobile Payments
Support for popular mobile payment platforms like Apple Pay, Google Pay, and mobile money.
Recurring Payments
Set up automatic monthly payments so tenants never miss rent and you get consistent income.
Smart Payment Reminders
Reduce late payments with intelligent reminder systems. Automated notifications are sent before and after due dates to keep tenants informed.
-
Pre-due date reminders
-
Customizable reminder schedules
-
Multi-channel notifications
Instant Payment Processing
Payments are processed instantly with real-time notifications. Both you and your tenants receive immediate confirmation when payments are successful.
-
Real-time payment processing
-
Instant payment confirmations
-
Automatic receipt generation
Bank-Level Security
Your tenants' payment information is protected with the highest security standards. PCI DSS compliance and end-to-end encryption ensure safe transactions.
-
PCI DSS compliant processing
-
256-bit SSL encryption
-
Fraud detection and prevention
Exceptional Tenant Experience
Happy tenants pay on time. Our user-friendly payment portal makes it easy for tenants to manage their payments and stay current.
Quick & Easy
Payments take less than 2 minutes with our streamlined interface
Mobile Optimized
Perfect experience on all devices, especially mobile phones
Payment History
Tenants can view their complete payment history and receipts
Transparent Pricing
No hidden fees, no setup costs. You only pay when you get paid, making it risk-free to get started.
Simple Transaction Fees
2.9%
Credit/Debit Cards
1.5%
Bank Transfers
0%
Setup & Monthly Fees
A deeper look at Online rent collection in Kenya
Most Kenyan landlords already collect rent through M-Pesa — but reconciling 30 messages to 30 tenants by the end of the month is the part that breaks. Pangoni handles that reconciliation automatically: tenants pay to your Paybill with their unique account number, and each payment lands tagged to the right lease and unit. Receipts are issued instantly, the rent roll updates in real time, and you stop scrolling through M-Pesa SMS by the 30th.
How it works
Step-by-step, from initial setup to your first end-of-month close.
Connect your M-Pesa Paybill
Pangoni links your Paybill via the Safaricom Daraja API. No new Paybill needed if you already have one; if not, we help you set one up.
Assign each tenant an account number
Auto-generated or custom. Tenants pay to the same Paybill they already use, just with their own account number.
Watch reconciliation run
Payments reconcile to the right lease and unit in real time. SMS receipts go to the tenant the second the match runs.
Track arrears automatically
Anyone who hasn't paid by the due date is flagged. The escalation ladder runs without you doing anything.
Close the month in one click
Rent roll, arrears summary, and KRA-ready MRI report are all generated automatically.
Real scenarios from Kenyan landlords
- A 12-unit landlord in Westlands: switched from spreadsheets to Pangoni and recovered 8 hours per month previously spent on reconciliation.
- A property manager handling 80 units for an absentee owner: end-of-month statements now generate in 60 seconds instead of a day of cross-referencing.
- A hostel manager collecting 200 semester payments: each student gets their own account number, payments auto-reconcile to the right room.
Frequently asked
No. They pay to the same M-Pesa Paybill they already use. The only change is that each tenant now has their own account number under your Paybill, which they enter when paying — exactly the same workflow as paying a utility bill.
Pangoni flags it as an unmatched payment for you to review and assign to the right tenant manually. You'll typically only see this on day one for a new tenant who hasn't learned their account number yet.
No. The plan you pay for covers unlimited M-Pesa transactions. There is no per-transaction fee from Pangoni. You pay the standard Safaricom Paybill costs (paid by the tenant on most paybills, or by you depending on your Paybill setup).
All supported. Pangoni reconciles M-Pesa Paybill, Till, POS, and bank transfers. The same lease ledger receives the payment regardless of channel.
Yes. From the tenant's ledger, click "Record payment," enter the amount, and Pangoni issues an SMS receipt. Cash payments are reconciled when the caretaker banks them.
Pairs well with
Rent arrears management
For when collection doesn't happen — escalation ladder, demand letters, tribunal-ready statements.